Eight Ways Boomers Misunderstand Millennials: Budget Edition

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e. Not that our teenage brains would’ve comprehended it anyway when we were dedicating loads of time just trying to score with the less-attractive sister of the head cheerleader and whatnot.</p><h2 id="84db">Get an entry-level job and work your way up in the company! It’s a great way to get ahead!</h2><p id="2ba0">That “entry-level” job requires a Master’s Degree and three years of experience, which we are supposed to get how? Oh yeah, it’s part-time and pays $9.50 an hour. I might as well go work at Target (my Millennial sensibilities prevent me from working at Walmart).</p><h2 id="d9e0">Fast-food jobs are for teenagers and aren’t meant to be well-paying!</h2><p id="870e">So, the median fast-food worker is 29, meaning half of them are older than that. Also, it’s hard work! You want to spend an eight-hour shift frying stuff all day and dealing with grumpy Boomers who are upset that there were only two pickles on their burger instead of three? Maybe if you paid fast-food workers better, you’d have your three pickles, Karen!</p><p id="562d">It’s worth noting that the fast-food industry has a 100–150% turnover rate in an average year. Turns out when you treat workers like they’re disposable, they don’t appreciate that! You can’t demand a service and then degrade the people who perform that service as second-class citizens. Oh wait, that’s sort of the Boomer’s thing, isn’t it?</p><h2 id="5aa1">Save 10–20% of your income in your 401(k)!</h2><p id="faf8">As soon as I can spend less than 50% of my income on rent, I’ll get right on that.</p><h2 id="302c">Figure out where you can cut costs to quit living paycheck to paycheck! Use the extra money to save three months’ income!</h2><p id="e42a">See above.</p><h2 id="8f1f">Cut out that expensive cable package!</h2><p id="8dae">So, I pay for my own Amazon Prime, and I borrow the Netflix password from my sister-in-law and the Hulu password from my friend. I watch all of those plus YouTube through my Xbox, and everything else gets pirated. It’s not my fault that HBO is stingy with its subscription model.</p><p id="7ea8">We don’t even have broadcast TV in our house because why? All the late-night shows and

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comedy news shows post their stuff to YouTube anyway, and I don’t mind waiting until Sunday to watch SNL if it means that I can skip all the crappy sketches.</p><h2 id="fc7b">Quit paying $5 a day on your lattes! You’ll save a boatload of money!</h2><p id="09a7">If you think I pay$ 5 a day for my coffee, you have a fundamental misunderstanding of what I can afford.</p><h2 id="3347">Just get a side hustle to make some extra money!</h2><p id="d8cf">Considering I have two part-time jobs and two side hustles just to make ends meet, I’ll get right on that. I mean, I don’t drive for Uber yet, so I could always do the rideshare thing between my Postmates deliveries and my TaskRabbit gigs…</p><p id="3ce7">God my car has a lot of miles on it.</p><p id="d14f">So there it is. An incomplete list of financial advice that we wish Boomers would stop giving us. Please. Just, any day now. We’d appreciate it. Thanks.</p><div id="794f" class="link-block"> <a href="https://readmedium.com/seven-old-traditions-millennials-are-killing-cc507ceac4a2"> <div> <div> <h2>Seven Old Traditions Millennials are Killing</h2> <div><h3>I am writing this article to prove a point, but not the one you might think.</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*a_bstZnQ2QNHQ-R5)"></div> </div> </div> </a> </div><div id="5e02" class="link-block"> <a href="https://readmedium.com/seven-things-that-millennials-are-killing-next-268a0178ab79"> <div> <div> <h2>Seven Things that Millennials are Killing Next</h2> <div><h3>Another dumb bunch of stuff on the internet.</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*8pZJUiwYh2vCgctB)"></div> </div> </div> </a> </div></article></body>

Livin’ the avocado toast life.

Hey there! It’s your friendly neighborhood representative of the Millennial Council, here again with a list of bad advice that we receive from Boomers about our finances.

Now, we’re used to getting bad advice from Boomers, what with times a’changing and all, but we get particularly peeved about the budgeting advice that we get since it often feels like the Boomers caused us to be in this situation in the first place. Turns out that whole “a company’s sole responsibility is to their shareholders” wasn’t so good for the economy after all!

Anyway, with the changing of the seasons comes another tribute listicle for the Internet Gods, May The LoLCats Not Awaken And Devour Us All.

Why didn’t you get a job to pay your way through college? Then you wouldn’t have needed loans!

Okay, first off, I did have a job in college. It paid just above minimum wage and barely allowed me to buy textbooks after all my living expenses. I won’t even get into how much textbooks cost these days.

Second off, ever since you were in college the cost of classes has risen something like 300% after adjusting for inflation, while the relative value of the minimum wage has gone down. Sure, you may have been making $5 an hour in the mailroom, but in the 70s, that was closer to $15 an hour with that pesky inflation. Oh hey, it’s accidentally topical!

Third, student loans are such an ingrained part of the process now that we just get a stack of papers shoved at us to sign that looks like all the other stacks of papers. They didn’t really explain to us that we would be signing our futures away for a degree. Not that our teenage brains would’ve comprehended it anyway when we were dedicating loads of time just trying to score with the less-attractive sister of the head cheerleader and whatnot.

Fast-food jobs are for teenagers and aren’t meant to be well-paying!

So, the median fast-food worker is 29, meaning half of them are older than that. Also, it’s hard work! You want to spend an eight-hour shift frying stuff all day and dealing with grumpy Boomers who are upset that there were only two pickles on their burger instead of three? Maybe if you paid fast-food workers better, you’d have your three pickles, Karen!

It’s worth noting that the fast-food industry has a 100–150% turnover rate in an average year. Turns out when you treat workers like they’re disposable, they don’t appreciate that! You can’t demand a service and then degrade the people who perform that service as second-class citizens. Oh wait, that’s sort of the Boomer’s thing, isn’t it?

Cut out that expensive cable package!

So, I pay for my own Amazon Prime, and I borrow the Netflix password from my sister-in-law and the Hulu password from my friend. I watch all of those plus YouTube through my Xbox, and everything else gets pirated. It’s not my fault that HBO is stingy with its subscription model.

We don’t even have broadcast TV in our house because why? All the late-night shows and comedy news shows post their stuff to YouTube anyway, and I don’t mind waiting until Sunday to watch SNL if it means that I can skip all the crappy sketches.