avatarBill Myers

Summary

The website content provides a curated list of articles by Bill Myers on Medium, focusing on personal finance, retirement planning, and consumer decisions, emphasizing that the articles are for informational purposes only and not financial advice.

Abstract

The webpage serves as a Table of Contents (TOC) for Bill Myers' articles on Medium, which cover a range of topics including risk management, retirement strategies, and purchase decisions. Myers shares his personal experiences and insights on financial matters, aiming to inform readers while stressing that his work is not a substitute for professional financial advice. The articles address various subjects such as avoiding scams, managing credit card risk online, assessing one's Amazon purchase history, and making informed decisions about buying new versus used cars. The TOC is designed to help readers navigate through Myers' extensive portfolio of writings without having to scroll through pinned stories or multiple profile pages.

Opinions

  • The author believes that simple money decisions can have a long-term impact and shares strategies that have worked for him personally.
  • Myers criticizes the complexity of navigating an entire portfolio of articles on Medium and offers a sub-category TOC with descriptions and links for reader convenience.
  • He expresses concern about the government's student loan program, viewing it as flawed but fixable with a change in perspective and nomenclature.
  • Myers suggests using a "throwaway" credit card with a low limit for online transactions to mitigate the risk of credit card fraud.
  • The author was surprised by the number of orders he had placed on Amazon and encourages readers to check their own order history.
  • He advocates for stress-free retirement saving techniques that can be applied at any age, including for those already retired.
  • Myers emphasizes the importance of using retirement savings wisely to avoid running out of money and suggests having a withdrawal plan.
  • When purchasing a car, he advises considering all costs, not just the sales price, and shares why a new Mercedes was the best option in a specific scenario.
  • In discussing bathroom remodeling, Myers prioritizes functionality over beauty, drawing from experiences with hotel and cruise ship facilities.
  • He opines that neither Trump nor Biden are to blame for current supply chain issues and resulting inflation, tracing the causes back to actions taken before 1980.
  • Myers provides a master TOC for his articles, aiming to streamline access to his content and enhance the reader experience.

NAVIGATION LINKS

Money Decisions - Table of Contents (TOC)

A brief synopsis & links to my stories about risk, retirement & purchase methods — no investment advice articles

Photo by Aidan Feddersen on Unsplash

Synopsis

  • Simple money decisions can have a very long-term impact
  • These worked for us
  • Articles listed are for informational purposes only and should not be considered Financial or Legal Advice. Consult a financial professional before making any significant financial decisions.
  • Example:

TOC Methodology

  • Medium has made it extremely difficult for a new reader to see your entire portfolio. Even a TOC with all of my articles is long. This post is a sub-category with descriptions and links to my articles.
  • Sections: One only
  • Example:
  • Total of $4,922 proposed (+ $500 if replaced by equal toilet)
  • Sloppy work errors by the plumber, electrician & air conditioner expert
  • Good programs work, bad ones don’t.
  • The student loan program was a great idea, set up in the worst possible way.
  • Fixable if the government changes its viewpoint and the product’s name
  • I asked my bank for a second card with a low limit — solely for the internet
  • If your card gets hacked, it takes time to close it, challenge fraudulent charges, and get a replacement.
  • A debit card is worse. It’s a direct pipeline to your bank account.
  • Surprise! My list contained over 400 orders!
  • Twenty years ago, I was living the typical American lifestyle and nearly broke
  • Retirement was as little as 10 years away
  • How I turned things around
  • Retired people worry about running out of money
  • First - you must have money, no matter how little, to have some control over your life
  • Second - have a plan to make your withdrawals
  • There is more in the cost than the sales price — be sure to count everything
  • When and why a Mercedes was the best option
  • The Prague Hilton (awful) vs. the Viking cruise ship (great)
  • How we used these lessons in our remodel
  • The general method of manufacturing

Full Table of Contents (all stories)

Money Management
Saving
Spending Habits
Life Lessons
Table Of Contents
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