The Personal Finance Game
Let’s play a game!
First, I want to know that I must be one person who detests credits the most, and debts and scenes like that, and just once was enough to hate, and it was a low value.
So I want to invite you to play a game, each one with their own finances, nobody needs to know what each one has, this game is individual you can play in pairs, but as I’m single, I only talk about what I know, however, each of the pair does their part, then shares it with the partner.
After this game, you will pay the debts you have, and lose your fear of the money, or do what you want most, without damaging your bank account.
One of humanity’s problems is to create the expectation that someone will help when someone needs it, and when no one is there to help, that person loses the will to live. Well, in this game, the expectations are over.
The Game
- First step Know where you spend the money, not a cent should be left uncounted.
- Second step Create a 1000€ emergency fund.
- Third step Add the equivalent of 50€ per week, so you can spend a year without seeing money coming in, and be rested. € 50.00 x 53 weeks = € 2650.00
- Fourth step Add up all the values from the previous steps, and the total amount is what you should have on January 1st.
It doesn’t matter the sources of income you have available, but note that you will be more enthusiastic to reach the end, and have the life you always wanted. They will pay the money you owe and say goodbye to the entities that do it.
Bonus Tip
To make the game more exciting, after these steps, look for ways to lower the value of step one. The less you need to live, the better you will be.
