avatarJan Sebastian ๐Ÿ–๐Ÿ‘ฉโ€๐Ÿฆฐ

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Abstract

</h1><p id="dfbc">๐Ÿ˜จ I had nightmares that I was homeless for 2 solid years!</p><h2 id="61e3">โœ ๐“•๐“ฒ๐“ท๐“ช๐“ต๐“ต๐”‚, ๐“˜ ๐“ผ๐“ฝ๐“ช๐“ป๐“ฝ๐“ฎ๐“ญ ๐”€๐“ป๐“ฒ๐“ฝ๐“ฒ๐“ท๐“ฐ ๐“ธ๐“ท ๐“œ๐“ฎ๐“ญ๐“ฒ๐“พ๐“ถ!</h2><p id="5eaa">Then I switched to dreaming about checking stats, reading and clapping for stories and poems, and of course, writing! โ€” <a href="http://๐“˜๐“ฝ ๐”€๐“ช๐“ผ ๐“ช๐“ท ๐“พ๐“น๐“ฐ๐“ป๐“ช๐“ญ๐“ฎ!"><b>๐“˜๐“ฝ ๐”€๐“ช๐“ผ ๐“ช๐“ท ๐“พ๐“น๐“ฐ๐“ป๐“ช๐“ญ๐“ฎ!</b></a></p><figure id="bb33"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/1*GQA77ASn43qrNY0iagk4Jg.jpeg"><figcaption></figcaption></figure><h2 id="15dc">๐Ÿค๐ŸปIn case you have not met The Sturg, itโ€™s time right now.</h2><h2 id="2bd9">His Medium bio isโ€ฆ</h2><p id="a017" type="7">Gay, the disabled nerd in an RV, Cali-bred, top writer. Editor at Illumination, New Writers Welcome &amp; Badform. Owner of International Indie Collective pubs.</p><h2 id="a8f4">โ€œThe Sturg,โ€ wroteโ€ฆโ€Iโ€™m Sharing the Fundraiser I Just Started For Getting Enough Money to Secure My New Housingโ€</h2><blockquote id="67ab"><p>I wasnโ€™t about to do this but at the urging of several writers, I decided to swallow my pride and do it</p></blockquote><h1 id="f833">In this, he wrote:</h1><p id="fe33">Iโ€™m keeping this short, simple, and sweet. Many of you have already read my recent struggles with housing insecurity and the why behind what happened. If you havenโ€™t, you can read here about it.</p><div id="4444" class="link-block"> <a href="https://readmedium.com/im-sharing-the-fundraiser-i-just-started-for-getting-enough-money-to-secure-my-new-housing-33adbd75795e"> <div> <div> <h2>Iโ€™m Sharing the Fundraiser I Just Started For Getting Enough Money to Secure My New Housing</h2> <div><h3>I wasnโ€™t about to do this but at the urging of several writers, I decided to swallow my pride and do itโ€</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/1*N2W_9Lpb86fgxVFJDzNDiw.jpeg)"></div> </div> </div> </a> </div><figure id="56b8"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/1*xRsl6xHWHRJ8eemX86NvOg.jpeg"><figcaption></figcaption></figure><div id="4f48" class="link-block"> <a href="https://www.gofundme.com/f/donate-to-help-us-get-into-a-new-place-to-live?utm_campaign=p_lico+share-sheet&amp;utm_medium=copy_link&amp;utm_source=customer"> <div> <div> <h2>Donate to Help Us Get Into A New Place to Live, organized by Gerald Sturgill</h2> <div><h3>Hi, my name is Gerald and my partner's name is Mike. We have been living in a converted box truck tiny home for theโ€ฆ</h3></div> <div><p>www.gofundme.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*cXfgWlHwPdfpuFSK)"></div> </div> </div> </a> </div><blockquote id="5d7f"><p>Hi, my name is Gerald and my partnerโ€™s name is Mike. We have been living in a converted box truck tiny home for the past 10 months. Our vehicle is also our home and weโ€™ve had a chance to travel in it a bit. Recently, we broke down in the middle of nowhere and had to get towed to a truck stop. Weโ€™ve been stuck at this truck stop trying to figure out how to get some help. The rig is going to cost too much to fix. We have already found another lead and we just need to get over and purchase an RV to make into our new home. We are going to need time and a little m # Options onetary help to get ourselves into a better position again. We were supposed to get help from some close friends but they have been unable to help us lately so now weโ€™re stranded here until we can get some help. Weโ€™ve still been living in our old home while itโ€™s broken down but we canโ€™t do that forever so we need some help getting the money to get the new rig and get a rental car to get over and get it. Itโ€™s winter and itโ€™s almost Christmas and I donโ€™t want to be left with completely no options at this point. Iโ€™d really like to think that there are some generous people out there who wonโ€™t want to see me and my partner out on the streets in the cold of winter in the snow. Anything you can provide will certainly go a long way in getting us out of being stranded.</p></blockquote><p id="03b9"><a href="https://www.youtube.com/watch?v=k09NnlKs5ug&amp;t=3s">So who is this Jan Sebastian writer chick?</a></p> <figure id="4a08"> <div> <div> <img class="ratio" src="http://placehold.it/16x9"> <iframe class="" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2Fk09NnlKs5ug%3Ffeature%3Doembed&amp;display_name=YouTube&amp;url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3Dk09NnlKs5ug&amp;image=https%3A%2F%2Fi.ytimg.com%2Fvi%2Fk09NnlKs5ug%2Fhqdefault.jpg&amp;key=a19fcc184b9711e1b4764040d3dc5c07&amp;type=text%2Fhtml&amp;schema=youtube" allowfullscreen="" frameborder="0" height="480" width="854"> </div> </div> </figure></iframe></div></div></figure><p id="5db8">I had a stroke so I am disabled and am kicking major ass.โ€ฆwell in some ways. I canโ€™t walk or talk well but Iโ€™m a writing MO-FO! Kickinโ€™ serious BUTT 100%!</p><p id="1911">This is my silly stroke therapy video. <b>The focus on my face is hilarious! </b>A crazy-ass redhead who is not at all normal and proud of it. I love people and love helping them. Unconventional seems right. Fearless and focused.</p><p id="49a5">Subscribe to me because I want to update you all the way to the finish line!</p><p id="c42c">If you wish to connect with me. <b>Email: [email protected]</b></p><p id="f672">THANK YOU FOR READING. I LOVE YOU ALL!</p><p id="e08d"><b><i>If you like my work and want to support it, <a href="https://ko-fi.com/jansebastian5419">buy me a cup of coffee!</a></i></b></p><figure id="34f1"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/0*SgwYBCYQcp1LVJVR.jpeg"><figcaption><a href="https://ko-fi.com/jansebastian5419">ko-fi.com/jansebastian</a></figcaption></figure><p id="fb92">If you would like to join Medium and write or read work from many writers, click to join for $5 a month, <a href="https://jmacgallery.medium.com/membership">click here!</a></p><h1 id="badd">This Medium Beginner Made $1,600 His 3rd Month | Writing on Medium | Tips for Medium Beginners</h1> <figure id="1e03"> <div> <div> <img class="ratio" src="http://placehold.it/16x9"> <iframe class="" src="https://cdn.embedly.com/widgets/media.html?src=https%3A%2F%2Fwww.youtube.com%2Fembed%2FLE8zGpvIMi4%3Ffeature%3Doembed&amp;display_name=YouTube&amp;url=https%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3DLE8zGpvIMi4&amp;image=https%3A%2F%2Fi.ytimg.com%2Fvi%2FLE8zGpvIMi4%2Fhqdefault.jpg&amp;key=a19fcc184b9711e1b4764040d3dc5c07&amp;type=text%2Fhtml&amp;schema=youtube" allowfullscreen="" frameborder="0" height="480" width="854"> </div> </div> </figure></iframe></div></div></figure><ul><li><b>There are no affiliate links in this story.</b></li></ul></article></body>

My credit is climbing. ๐Ÿ“ˆWOW!โคด๏ธ Hereโ€™s how!

My being frugal bit me in the ass (โ€ฟห โ€ฟ) because I didn't use credit cards!

Photo by the author

A 617 credit score ainโ€™t great, but itโ€™s progress!

I use Credit Karma to check my credit score because I trust it, and itโ€™s free!

So I quit using credit cards when I became disabled.

It was a good idea, but then I sold my home and looked for another one. I was looking at buying a mobile home and paying cash for it.

Little did I know, I would have to rent the space where it was parked. ๐Ÿ  I could not rent anything. ๐Ÿ“‰ Low credit!

I finally got a cosigner to rent a space, my old roommate, Matt.

Bought the home and we both moved in! โ€” Yay!

I researched how to fix bad credit.

๐Ÿ’ณThe first step was a secured credit card. Capitol One was The best, according to my Google research. So I applied for one.โ€”๐Ÿ‘‰ ๐“ฃ๐“ฑ๐“ช๐“ฝ ๐”€๐“ช๐“ผ ๐“œ๐“ช๐“ป๐“ฌ๐“ฑ 18๐“ฝ๐“ฑ & my credit was 523. ๐Ÿ‘‰ ๐Ÿ‘‰๐Ÿ‘‰ On May 9th it hit 623!

I had to deposit $200 and I was approved instantly!

After being so dissapointed, SO MANY DARN TIMES, I was like, OH HELL YEAH! โ€” ๐Ÿ…ธ ๐Ÿ††๐Ÿ…ฐ๐Ÿ†‚ ๐Ÿ…ต๐Ÿ†๐Ÿ…ด๐Ÿ…ฐ๐Ÿ…บ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ…ถ ๐Ÿ…พ๐Ÿ†„๐Ÿ†ƒ! โ€” ูฉ(หŠแ—œห‹*)ูˆ โ™ก

Photo by the author โ€” ๐Ÿ’ณ

It does work! โ€” So crazy cool, RIGHT?

I havenโ€™t used it yet, but I will. I can spend up to $200. I will, so my credit will continue to improve. โ€” Any ideas from financial gurus out there?

Photo by the author โ€” ๐Ÿ’ณ

โœ…If you are interested in improving your creditโ€ฆ

Here is a link to a secured Capital One credit card.

๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰Click here!๐Ÿ‘ˆ๐Ÿ‘ˆ๐Ÿ‘ˆ๐Ÿ‘ˆ๐Ÿ‘ˆ

โ•ฐโ”ˆโžค๐‘ฐ๐’• ๐’“๐’†๐’‚๐’๐’๐’š ๐’ƒ๐’๐’†๐’˜ ๐’Ž๐’š ๐’Ž๐’Š๐’๐’…, ๐’ƒ๐’†๐’„๐’‚๐’–๐’”๐’† ๐’Š๐’• ๐’“๐’†๐’‚๐’๐’๐’š ๐’‚๐’„๐’•๐’–๐’‚๐’๐’๐’š ๐’˜๐’๐’“๐’Œ๐’†๐’…!

Credit Karma reports are updated daily.

This is mine today. They report Transunion and Equifax. In the top photo/cart, my Equifax had just from 523 to 617.

My Transunion report also jumped, just from getting that one card.

On April 18th, my Transunion was 510. On May 1st it jumped to 582!

โ•ฐโ”ˆโžคWOO HOO!!!! โ€” ๐Ÿ”ŠKickinโ€™ ass now!๐Ÿฅพ

Photo by the author โ€” ๐Ÿ’ณ

I had a HUGE MONSTER FEAR of being homeless!

๐Ÿ˜จ I had nightmares that I was homeless for 2 solid years!

โœ ๐“•๐“ฒ๐“ท๐“ช๐“ต๐“ต๐”‚, ๐“˜ ๐“ผ๐“ฝ๐“ช๐“ป๐“ฝ๐“ฎ๐“ญ ๐”€๐“ป๐“ฒ๐“ฝ๐“ฒ๐“ท๐“ฐ ๐“ธ๐“ท ๐“œ๐“ฎ๐“ญ๐“ฒ๐“พ๐“ถ!

Then I switched to dreaming about checking stats, reading and clapping for stories and poems, and of course, writing! โ€” ๐“˜๐“ฝ ๐”€๐“ช๐“ผ ๐“ช๐“ท ๐“พ๐“น๐“ฐ๐“ป๐“ช๐“ญ๐“ฎ!

๐Ÿค๐ŸปIn case you have not met The Sturg, itโ€™s time right now.

His Medium bio isโ€ฆ

Gay, the disabled nerd in an RV, Cali-bred, top writer. Editor at Illumination, New Writers Welcome & Badform. Owner of International Indie Collective pubs.

โ€œThe Sturg,โ€ wroteโ€ฆโ€Iโ€™m Sharing the Fundraiser I Just Started For Getting Enough Money to Secure My New Housingโ€

I wasnโ€™t about to do this but at the urging of several writers, I decided to swallow my pride and do it

In this, he wrote:

Iโ€™m keeping this short, simple, and sweet. Many of you have already read my recent struggles with housing insecurity and the why behind what happened. If you havenโ€™t, you can read here about it.

Hi, my name is Gerald and my partnerโ€™s name is Mike. We have been living in a converted box truck tiny home for the past 10 months. Our vehicle is also our home and weโ€™ve had a chance to travel in it a bit. Recently, we broke down in the middle of nowhere and had to get towed to a truck stop. Weโ€™ve been stuck at this truck stop trying to figure out how to get some help. The rig is going to cost too much to fix. We have already found another lead and we just need to get over and purchase an RV to make into our new home. We are going to need time and a little monetary help to get ourselves into a better position again. We were supposed to get help from some close friends but they have been unable to help us lately so now weโ€™re stranded here until we can get some help. Weโ€™ve still been living in our old home while itโ€™s broken down but we canโ€™t do that forever so we need some help getting the money to get the new rig and get a rental car to get over and get it. Itโ€™s winter and itโ€™s almost Christmas and I donโ€™t want to be left with completely no options at this point. Iโ€™d really like to think that there are some generous people out there who wonโ€™t want to see me and my partner out on the streets in the cold of winter in the snow. Anything you can provide will certainly go a long way in getting us out of being stranded.

So who is this Jan Sebastian writer chick?

I had a stroke so I am disabled and am kicking major ass.โ€ฆwell in some ways. I canโ€™t walk or talk well but Iโ€™m a writing MO-FO! Kickinโ€™ serious BUTT 100%!

This is my silly stroke therapy video. The focus on my face is hilarious! A crazy-ass redhead who is not at all normal and proud of it. I love people and love helping them. Unconventional seems right. Fearless and focused.

Subscribe to me because I want to update you all the way to the finish line!

If you wish to connect with me. Email: [email protected]

THANK YOU FOR READING. I LOVE YOU ALL!

If you like my work and want to support it, buy me a cup of coffee!

ko-fi.com/jansebastian

If you would like to join Medium and write or read work from many writers, click to join for $5 a month, click here!

This Medium Beginner Made $1,600 His 3rd Month | Writing on Medium | Tips for Medium Beginners

  • There are no affiliate links in this story.
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