I’ve noticed the stores are now full of Christmas items and it has an odd effect on me….

It fills me more with dread than excitement.

The financial and mental pressure the season brings can be overwhelming. I’m mindful of keeping within my budget at the same time as treating my kids. Each year, I find myself pulling back, well aware the season has become more materialistic than the spiritual feeling it should have.

My kids are adults but still love opening presents. I get that! Who doesn’t?

But when it becomes a financial strain, there must be rules; a budget to avoid nasty surprises come new year bank statements.

I’m proposing low-key this year and it may not go down well. I’m not being the Grinch; I’m just being realistic.

It’s our presence and not presents that matter, right?