It’s Raining Mice!
A problem of biblical proportions — I hope not.
Raining Mice. Fact. Not a euphemism!
In the past two years we — as in Australians — have endured drought almost continuously; huge, devastatingly terrifying fires; the wretched pandemic and, now we have a plague of mice, rodents that are relentlessly moving down from Queensland and heading via New South Wales towards Victoria.
And really isn’t it enough that the poor Victorians are suffering through their 4th lockdown since this whole Covid crap thing started. Plus, it seems the spread of this disease here in the main, comes down to the lack of proper quarantine facilities. Really it quite obviously could have been predicted that when the systems of air-conditioning installations in hotel situations are combined with the vagaries of human nature, the predicted, desired outcome will not be achieved. A given if you will. There will be lumps and bumps in a public health situation that will inevitably lead to the possibility of becoming dire with overriding, consequential, and lethal outcomes. As has proven to be the case. Individual State-run quarantine hubs should have been implemented immediately after this disease raised its ugly head. We are an island continent and as such extremely lucky, especially compared to other less fortunate countries. But, we could have been luckier! OK rant over.
But back to the mice problem. These little blighters are ravaging the countryside to the extent farmers are electing not to plant crops for the coming season. One hopes this is only temporary because if this practice becomes widespread throughout my state and by extension to other states, there will be a huge economic loss for both Australia and the individual farmers.
And I just heard from a friend that insurance companies are refusing to pay out on mice damage; she heard about a householder whose house has been ravaged to the tune of $250k and cannot claim! So except for the following exceptions as listed on the NRMA website, it seems if our houses are damaged by this plague we are indeed cactus:
A plague of mice continues to cause misery across many regional NSW and Queensland communities, but damage to crops and homes is unlikely to be covered by insurance.
Policy coverage experts have told insuranceNEWS.com.au that vermin damage has always been an exclusion, and farmers are expected to absorb it as a business risk.
However, if damage caused by mice results in a flood or a fire, this is covered by many, but not all, home and contents policies.
IAG says it has had 17 claims from the mouse plague so far, across all its brands.
Generally, damage caused from vermin or insect plagues, such as mice chewing through electrical wiring, is excluded, EGM Direct Claims Luke Gallagher said.
However, our NRMA Home Policy and WFI Commercial & Rural Plan will cover the subsequent damage caused by mice chewing through electrical wiring or plumbing, for example, if this leads to a fire or water from a pipe flooding an area of the home.
Seems that insurance companies are the winners here!
So no joy — There is some talk of the government paying householders up to $500 as a rebate for baits and traps. I hope it is much more for the farmers! Although regarding a mouse plague and home insurance, surely a plague cannot be seen as a business risk when the reason they multiply comes back to weather cycles and the ongoing existence of drought. The mice, it seems, do not like rain so we really need to have a very wet winter.
From experience, some brands of mouse killer do not work as well as they might and it is my theory that the little blighters voraciously chew up the baits, inhale, get high, do a happy dance, and then go back to their nests to procreate and gift us more of these furry little numbers. And their multiplication rates are huge; 20 or so days gestation. So unless permanently stopped in their tracks this never-ending cycle of fertility results in huge numbers of disease-carrying, destructive rodent filth!






