I’m The Last Person To Come To For Financial Advice

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Abstract

"0b09">I’m just not the type of person who can necessarily plan for contingencies and for the future very well. From the perspective of some of my friends, they seem to think that this is an indication that I’m poor with money and can’t budget at all. To a degree, this is true, I suppose I just need to earn more money to cover all of the increasing cost of everything it takes to survive in a pandemic-induced inflated world.</p><h2 id="38cd">Being Disabled Kind of Caps My Income</h2><p id="c28f">I’m disabled, so how does a person in my situation exactly earn more money? I mean, I’ve been told that my stubborn hard line against monetizing my Medium stories to help supplement the little I make in disability is short-sighted and unnecessary.</p><h2 id="21d6">Writing Just Because</h2><p id="47a1">I write because I love it. I know that once I put a profit motive in my work, my quality will be geared towards profit and no longer for all the reasons I started out with. I don’t want to be a part of that. It’s fine if you decide to make money off of your work. I’ve never intentionally knocked anyone who wants to try to make a living or at least extra money off of this.<b> Again, I say, I’m not the one to come for financial advice in any aspect of this.</b></p><h2 id="aea5">Stubborn Medium Partner</h2><p id="0ded">Since I’m not looking to monetize because I want more people, even external readers, to see my work, I’m not exactly clamoring to meter any of

Options

my stories. I know this would most certainly help me in my current financial situation. Am I stubborn to not want what Medium is offering me here as a new writer who already signed up for the Medium Partner Program? Possibly. Am I wrong? Absolutely not. We can all do this any way we want to. Again, though, as the title says, I’m the last person to listen to.</p><h2 id="8d12">Open to Insights, I Suppose</h2><p id="131e">If you’re the person to talk to, maybe you could offer me some insights. I’m in a rough place right now as I just left a place I’d been for over a year and nearly died trying to get out. I wrote about that in a story called <a href="https://readmedium.com/we-almost-died-yesterday-f8f1d809b567">We Almost Died Yesterday</a>. This story also illustrates how much money I had to budget for nearly 16 months on our already limited budget due to various circumstances and end up paying to a place that ultimately rushed us out and threw us away as if we had done the worst thing ever (we hadn’t).</p><h2 id="d310">Downplaying the Importance of Wealth</h2><p id="0c68">I mean I write plenty of articles stating how Money Isn’t Everything and basically downplaying the importance of materialistic wealth in various stories. We surely can’t take it with us. So, maybe at the root of it, the real reason I’m so bad about financial advice and such is not only because I’m not financially secure but also because I don’t care to be.</p></article></body>

Financial Advice

I see all these stories about how people have become successful one way or another. I hear cryptocurrency is all the rage these days. Tesla is apparently a good investment and diversifying your portfolio is a good thing. Yeah…First off, I’m not even financially secure enough to even follow any of this advice, much less give it.

Chicago, of all Places

I’ve always struggled to make ends meet even when times were decent. When I was earning the most I’d ever earned in my life, we just had to live in Chicago. Chicago isn’t exactly the cheapest city to live in in the United States. I had the above-average earning corporate job and the 401K savings and even understand how math and finances work.

Planning for the Future

I’m just not the type of person who can necessarily plan for contingencies and for the future very well. From the perspective of some of my friends, they seem to think that this is an indication that I’m poor with money and can’t budget at all. To a degree, this is true, I suppose I just need to earn more money to cover all of the increasing cost of everything it takes to survive in a pandemic-induced inflated world.

Writing Just Because

I write because I love it. I know that once I put a profit motive in my work, my quality will be geared towards profit and no longer for all the reasons I started out with. I don’t want to be a part of that. It’s fine if you decide to make money off of your work. I’ve never intentionally knocked anyone who wants to try to make a living or at least extra money off of this. Again, I say, I’m not the one to come for financial advice in any aspect of this.

Stubborn Medium Partner

Since I’m not looking to monetize because I want more people, even external readers, to see my work, I’m not exactly clamoring to meter any of my stories. I know this would most certainly help me in my current financial situation. Am I stubborn to not want what Medium is offering me here as a new writer who already signed up for the Medium Partner Program? Possibly. Am I wrong? Absolutely not. We can all do this any way we want to. Again, though, as the title says, I’m the last person to listen to.

Open to Insights, I Suppose

If you’re the person to talk to, maybe you could offer me some insights. I’m in a rough place right now as I just left a place I’d been for over a year and nearly died trying to get out. I wrote about that in a story called We Almost Died Yesterday. This story also illustrates how much money I had to budget for nearly 16 months on our already limited budget due to various circumstances and end up paying to a place that ultimately rushed us out and threw us away as if we had done the worst thing ever (we hadn’t).

Downplaying the Importance of Wealth

I mean I write plenty of articles stating how Money Isn’t Everything and basically downplaying the importance of materialistic wealth in various stories. We surely can’t take it with us. So, maybe at the root of it, the real reason I’m so bad about financial advice and such is not only because I’m not financially secure but also because I don’t care to be.