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<p id="5d64" type="7">一言蔽之,在考慮所有利息、手續費、服務費、雜費、還款假期、利息回贈、現金回贈、分期供款等花巧東西後,化繁為簡,變為我們最熟悉的那個利率便是「實際年利率」喇!</p><h1 id="6d4d">認識「實際年利率」的好處</h1><p id="3f62">好處只有一個,因為「實際年利率」是一個化繁為簡後的利率,赤條條無遮無掩無得花巧,<b>所以是一個可以用來 apple-to-apple 用來直接比較不同貸款方案利息平貴的 rate!</b> <b>其他所有 rate 什麼手續費什麼月平息基本上都可以掃開喇!</b></p><h1 id="bf34">APR 很好,但要小心別把優惠 double-count!</h1><p id="752a">根據銀行公會的指示,如果銀行為客戶提供現金回贈時,是有責任<b>同時提供</b>「包括」和「不包括」現金回贈的 APR,但在廣告 tagline 時仍然可以選擇只寫其中一個 (當然是抱括現金回贈的那個,因為那個 APR 較低嘛)。</p><p id="99ae">以大新銀行「分期快應錢」做個例子,貸款額 $100 萬的客戶一般可享 $2,000 的現金回贈,以 12 個還款期計算,當考慮這筆 $2,000 回贈時,APR 為 2.08%,不考慮時則升至 2.45%。</p><figure id="a9d1"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/1*mq63eY3Knbz21nm0RbCoqw.png"><figcaption>source: <a href="http://www.dahsing.com/html/tc/personal_loan/express_money.html">http://www.dahsing.com/html/tc/personal_loan/express_money.html</a></figcaption></figure><figure id="cb60"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/1*WEIvTX8iHtWCiQ1ZS9cPJg.png"><figcaption>source: <a href="http://www.dahsing.com/tc/pdf/loan/em_T&amp;C_tc.pdf">http://www.dahsing.com/tc/pdf/loan/em_T&amp;C_tc.pdf</a></figcaption></figure><p id="df8b">但當你瀏覽宣傳單張、瀏覽網頁或在分行被銷售的時候,經時會看到 / 聽到類似的話:</p><p id="023a" type="7">好抵架,如果借 $100 萬,APR 低到 2.08%,「仲有」 $2,000 現金回贈添!</p><p id="57dc">留意番,魔鬼就在「仲有」兩隻字嗰度,2.08% 已考慮 $2,000 現金回贈!所以唔應該係「仲有」,而應該係「包括咗」... <b>一個不小心就會把優惠 double-count 了!</b></p><p id="cba2">另外一個可以降低 APR 的方法便是提供「首月還款假期」,即第二個月才開始還款,類似的 tagline 包括:</p><

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p id="8889" type="7">好抵架,如果借 $100 萬,APR 低到 2.08%,「仲有」 首月還款假期添!</p><p id="3599">謹記所有優惠也會影響 APR ,<b>分清楚到底廣告/職員說的到底是「優惠前」還是「優惠後」的 APR 就能作出精明選擇了</b></p><p id="166e">版主推介:</p><div id="7d3e" class="link-block"> <a href="https://medium.com/@Watin/%E9%8A%80%E8%A1%8C%E5%B0%8F%E7%9F%A5%E8%AD%98-1-%E8%B2%B8%E6%AC%BE%E5%89%8D%E5%BF%85%E8%A6%81%E6%90%9E%E6%87%82%E7%9A%84-78-%E6%B3%95%E5%89%87-c4fbdc2cd0c3"> <div> <div> <h2>銀行小知識 (1) — 貸款前必要搞懂的「78 法則」</h2> <div><h3>知道了做貸款便有預算了</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/1*jNn_gXMBUzrq4tf_96JwXA.png)"></div> </div> </div> </a> </div><div id="6ca5" class="link-block"> <a href="https://medium.com/@Watin/%E4%BF%A1%E7%94%A8%E5%8D%A1%E9%96%91%E8%AB%87-11-%E5%B8%B6-2-%E5%BC%B5%E5%85%AB%E9%81%94%E9%80%9A-50b7ca868310"> <div> <div> <h2>信用卡閑談(11) — 如何賺盡八達通回贈?</h2> <div><h3>帶 2 張八達通出街!</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/1*acfp_LQv6zcOi9ce0R0-Pg.png)"></div> </div> </div> </a> </div></article></body>

How to Use Visual Content in Your Marketing Strategy

Because we, humans, are highly visual creatures

Illustration by freepik

Have you felt like you were not making sense to another person next to you when you have a discussion and you started to whip out a pen and a paper to illustrate it with sketchy images, and boom!

They said, “Oh, I get it now!.”

As the world becomes more and more saturated with businesses using content marketing, we leave no stone unturned to make our content stand out and rise against the clutter.

Visual content marketing is a powerful way to help you achieve that.

Not only does visual content help you to convey your message better, but it also makes your content much easier on the eyes — helping the audiences to seamlessly retain the information you deliver.

What Exactly Is Visual Content Marketing and Why Does It Matter?

As the name suggests, visual content marketing relies on multimedia elements or visual formats to convey valuable information.

The main purposes? To grab more attention and help them digest the information easier.

Visual content can be broken down into several types:

  • Photos
  • Infographics
  • Videos
  • Memes
  • Comics
  • GIFs

At this point, you might be asking, ‘why do they matter at all?’

The reason is quite simple: because we like it.

‘A picture is worth a thousand words.’

Yes. I know. It might be one of the most overused old adages ever and you’ve heard it millions of times.

But, no matter how much you hate it, it is still relevant today.

Visual content engages audiences faster and performs better than plain-text content because most of us are visual learners.

According to the report, 65% of the population is visual learners. They find it easy to absorb information when you visualize it.

Moreover, the human brain processes visual data better than any other type of data. It processes images 60,000 times faster than plain text, and 90% of the information sent to the brain is visual.

With the staggering numbers above, it should come as no surprise that visual content gets viewed 94% times compared to any other type of content.

How to Use Visual Content in Marketing Campaigns

It’s hard to gauge just how effective visual content marketing can be for a brand.

Fortunately, there are some ways and examples from brands that nailed their visual content marketing so we can fully understand the process and its value better.

Features your brand’s logo

You can use visuals to show off or display your brand logo, creating top-in-mind awareness.

It helps your target audiences feel familiar and more accustomed to your brand.

Another good thing about visual content that it’s easy and quick to create. You can easily use tools like Canva to help you create stunning visuals that feature your brand logo in minutes.

You can create a banner for social media profiles, just like Target did for their Twitter cover:

Image is captured from Target’s Twitter

Show off your brand’s unique personality

Visual content marketing is also a great way to showcase your brand’s personality. It helps you to find your voice that differentiates your brand from your competitors out there.

Showing your brand personality humanizes your brand and allows you to better connect with their audience.

Take a look at how Wendy’s interact with their customers using memes with their usual sarcastic tone and sharp claws.

See the original post here

Showcase your products

The most common use of visual content is to show the appearance of your product in real life. Not only does product photography help your customers to set their expectations, but it also shows that you’re serious about your business.

When you provide the real appearance of your product, your target customers get a better virtual “feel” about your product.

Thus, it generates more trust and convinces them to purchase it. It ensures them that your product looks just like what you said.

Here’s how Helbak relies on images to show their products or items’ appearance. They keep it as simple as possible to show the artistic side of the items.

Image is taken from Helbak’s website

Celebrate special events

Not only do special events give a chance to attract attention and to increase their sales, but it also provides you perfect excuses to show off your creative chops.

Whether it’s your brand’s anniversary, holidays, or any other important dates, you can celebrate it with stunning visuals.

Here’s an example from Walmart that celebrated International Women’s Day with a story-driven, inspiring video:

Not to mention that visual content like images and videos are much easier to share.

It helps your target customers to help you share your visual content on social media or any other digital platforms.

Convey message better

In this digital world, everyone is only getting busier each day. They don’t have a whole day to read bulky paragraphs just to get tiny bits of information they need.

In this case, you can use visual content like infographics or explainer videos to allow target customers to easily digest information through the use of visual data, charts, and statistics.

With the proper layout, color, and proportion, they can retain all the information they need in a short amount of time without having to scroll through a whole batch of data and statistics.

Create social proof

There are many different ways to generate social proof for your brand, but the most fantastic way will always be visuals.

Social proof itself is a crucial authenticity that makes your brand more trustworthy so your potential customers can feel more confident in purchasing your product.

You can use visuals to create these kinds of social proof that can help convert prospects into customers below:

  • Trust seals
  • Customer reviews
  • Statistics and figures

Your potential customers respond much more favorably to visual cues, making them trust visuals better rather than plain text.

Here’s an example of visual social proof from Intercom that includes their partner’s brand logos as the social proof:

Image is captured from the Intercom’s homepage

That has been a quick guide on how to use visual content marketing to grow your business and skyrocket your conversions.

So, have you ever incorporated visuals in your overall marketing strategy?

Do you find it easier to retain information through images or videos rather than reading it from the user manual?

We can’t wait to hear your thoughts in the comment section below!

Content Marketing
Marketing
Marketing Strategies
Content Creation
Illumination
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