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ortfolio. I am a new investor in P2P (less than 2 years) and I am having quite good returns without much effort (between 8% and 13%) depending on the platform. There is a major risk I can see for P2P which is recession behavior. Most of the platforms, loan originators, etc did not handle a recession before so in my view that will always limit its weight on my portfolio. Same goes for private equity as liquidity is really long term and the failure rate of startups is really high. Therefore, little money goes into it.</p><p id="7cd1">So now let’s jump into the percentages:</p><figure id="daab"><img src="https://cdn-images-1.readmedium.com/v2/resize:fit:800/1*2Nyi3wM91bqGDAd4q83psg.png"><figcaption>Asset Allocation June 2019</figcaption></figure><p id="91ef">So as mentioned my stock market asset class is the biggest chunk of the pie. No surprise here. I do hold different accounts for different purposes and when adding everything up <b>I have 37% of my money directly and indirectly into stocks.</b></p><p id="0b84">Then in second place is money with 32%. Why? Several reasons actually. So a <b>6-month emergency fund that covers not only my monthly expenses but also some free-float</b>. Also, I am expecting some relevant expenses on furniture and house works in the coming 6 to 8 months so I am keeping more money aside.</p><p id="cbe1" type="7">“ I had the temptation of investing the money I would need in a short time frame and I got burned so I learned my lesson.”</p><p id="752c">Also, a possible recession or a strong pull back on the stock market, are other reasons that make me hold a little bit more cash than what I would normally do.</p><p id="5d15"><b>Then are my savings with 25%</b>. Money that is not really growing that much but I get some tax benefits with a guaranteed interest rate. I could argue this is not the best ROI products but bring safety and predictability to my portfolio.</p><p id="8dea">Finally, the 2 small chunks are just a way to get a little extra on money that I call the “play money”. I take the change the chance to have higher returns for a little more risk on money that in theory would not cause an impact on my financial life. <b>But obviously losing money always has an impact on any investor.</b></p><h1 id="12d9">The Next Month Plan</h1><p id="6632">Depending on how the stock market behaves the next weeks and whether we are expecting the Fed to cut rates we might have a small rally in the stock market. On the other hand, <b>we are still under a volatile environment with all the trade wars</b>. The bond market can also be seen as s

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ignaling a possible recession.</p><blockquote id="eabb"><p>So I might allocate some more money into the stock market if we have a pullback on the most recent uptrend. I am also counting on the tax return money in July so this would be fully invested into the market.</p></blockquote><p id="af66">Long term I wish to allocate more money into the <b>stock market and make it at least 60% of my portfolio</b>.</p><p id="f22b"><b>What is your portfolio allocation? Let me know in the comments below.</b></p><p id="0c6b"><b><i>If you like my content, please check my other stories:</i></b></p><div id="c544" class="link-block"> <a href="https://readmedium.com/how-to-work-a-financial-plan-as-a-couple-b4893a1f2f7"> <div> <div> <h2>How to Work a Financial Plan as a Couple</h2> <div><h3>Couples that save together, get rich together.</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*p-wypoDSyqh32muA)"></div> </div> </div> </a> </div><div id="1388" class="link-block"> <a href="https://readmedium.com/the-1-trick-that-is-changing-my-financial-life-8d6db8b820bd"> <div> <div> <h2>The 1% Trick That is Changing My Financial Life</h2> <div><h3>“Many times we override simple changes in our life due to the many deflectors we are exposed to every single day. No…</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*IIPoZ5npkpkPdu8X)"></div> </div> </div> </a> </div><div id="a186" class="link-block"> <a href="https://readmedium.com/the-net-worth-mission-june-2019-8f0b98f8a426"> <div> <div> <h2>The Net Worth Mission: June 2019</h2> <div><h3>Calculating my net worth should be part of my routine.</h3></div> <div><p>medium.com</p></div> </div> <div> <div style="background-image: url(https://miro.readmedium.com/v2/resize:fit:320/0*7qHO5puXMUoZmwFx)"></div> </div> </div> </a> </div><p id="c5ed"><i>Disclaimer: I am not a financial advisor. Always do your own research when investing in stocks.</i></p></article></body>

Part of the NEC Personal Awakening Series

How To Be YOUnique?

Even though you don´t feel special.

Be younique self. Be you as you are. Be you as you meant to be. Be you as God intended you to be. You are amazing!

Indulge in this luxury of being YOUNIQUE in everything you do. Show your true divine beauty, and your true Self in all that you do. Become courageous to show your true Self. You as you. You, as the most precious and most beautiful essence in this entire world.

When you do that… people will be attracted to you from all spheres of life. Humans crave authenticity. They crave pure love. We are love. We are the energy of love. Deep down, everything is love. It is only our perception and thinking that clouds and muds that pure essence energy of love.

When you are YOU… you are emitting a certain energy that lifts other people up on a different vibration — which means they feel sooo good being around you. You will leave them with the impression of increase.

And when you are YOU… your soul will sing and dance and make YOU feel amazingly beautifully ecstatic to be alive. Everything you will touch will literally turn into gold. Because you will be on your “true” vibration. Every day of your life will be magic.

You won’t ever work again, because you will be fulfilling your true purpose and your true calling. Any obstacle that appears to others as negative — will be for you another opportunity to grow over your limited past self. You celebrate those opportunities and grow and expand your awareness to become even more YOU.

This journey never ends. It’s like a wonderful book that you don’t want to finish, it is that good. Here, you can read that delightful book forever and ever. It will get better and better with every page.

How to Let Your Unique Self Shine In 3 steps

First, understand who you truly are. You are the extension of God. God or Universe or Source — whatever resonates with you — whoever created us — lives within US.

God doesn’t make any mistakes. Everything happens for a specific reason. There are no random circumstances. Everything is perfect.

YOU ARE PERFECT!

Secondly, understand the reason WHY we want to be someone else. We usually want to be accepted and loved. Ultimately, it all comes down to the desire, a craving to be loved. But if you don’t love yourself first, no other person in the world can love you back. The world is a mirror. It reflects everything you give to it. Also, your feelings of lack of love.

But if we just simply start to love ourselves the way we are. We won’t need any reciprocation for that feeling. We simply feel love for ourselves here and now. Already in this very moment… the world will start to reflect it back to you and you will receive the love you are seeking automatically.

Thirdly, write on a piece of paper all the things that you already achieved in your life. It can be anything… from graduation to making the best coffee in the world. Write as many things as possible.

From now on, for the next 7 days, read that list with the feeling of pride and accomplishment. Be really proud of all your amazing achievements.

Then, every time you see yourself in the mirror, tell yourself that you love yourself. Say 10 times to yourself, looking yourself in the eyes: “I love you!” “I love you!” “I love you!” “I love you!” “I love you!” …

When saying it out loud, mean it with all your heart and as many positive emotions as you can. Intensify the emotions of joy and happiness.

A great help in bringing up the positive emotions is to think of someone you love. It could be your pet, your child or a person you love. Think about them, remember those glorious memories you had together, summon up that feeling of love… and then look at yourself and tell yourself how much you love yourself.

Do that for the next 7 days, 10 times in the morning and 10 times in the evening before sleep.

That’s it! For now, you have the best tools that will help you discover your uniqueness within you AND most importantly to embrace your amazingness inside you!

We are hard-wired to see only negatives in us and judge ourselves — but what if we would turn it around and see only the amazingness within ourselves?

Imagine how much your life would become miraculous and magical and beautiful by simply loving yourself?

This article is part of the New Earth Consciousness Personal Awakening Series:

The NEC PERSONAL AWAKENING Series

A New Earth Consciousness (NEC) series of articles related to personal awakening and ascension.

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