Everyone At Winstead & Winstead Financial Wants To Wish You A Happy Birthday!
We’d never forget about you or your money.
That’s right, we remembered! Unlike other firms who might let your birthday go unnoticed, Winstead & Winstead Financial knows you only get so many trips around the sun, and you’ve just completed one!
According to your date of birth on our records, you’re turning 38.
Many people have done important things at 38:
· Neil Armstrong became the first person to walk on the moon.
· Tom Hanks won his second Academy Award.
· You? You’re working with Winstead & Winstead Financial on your money matters.
As we all know, good financial habits start in childhood. If you had set aside 15% of your allowance every month starting at age 9, by today you could have already paid off grad school and have enough money for a small houseboat.
Of course since you only joined us last year at Winstead & Winstead Financial, it’s going to be a while until you’re ready for any kind of boat investment.
According to our records you do not yet have any dependents or a spouse. We’d advise that you spend your 38th year allocating your financial resources toward a mix of mid-to-high-risk stocks and mutual funds. Or who knows, you might meet somebody, get married, and create a joint plan with us. No pressure!
Though seriously, if you could meet somebody who has a lot of money, that might be one of your better options. Haven’t any of your grad school peers become rich yet? Just in case, we recently added prenuptial contracts to our suite of services, available to any client for an additional flat rate.
Another concept that it’s not too early to think about: retirement planning. Looking at your 401k and savings, it’s in our professional opinion that retirement may not be right for you.
Please keep thinking about that potential rich spouse, as we can only do so much on the planning side!
Normally this is where we’d mention scaling up to our wealth management services, but we’re not going to bother.
Anyway, let’s get back to celebrating that 38th birthday.
The average American lives to be about 78 years old. As you navigate your changing life and career, only one thing is for certain, YOU WILL DIE.
But, you can put some things in place now that will ease the financial confusion that may accompany your increasingly impending and inevitable death. Have you thought about estate planning?
We handle that! Winstead & Winstead Financial is a full-service firm that can take care of all of your needs. Well, all of them except finding you a spouse —according to our lawyers. (Which is a real shame because one of our advisors, Gary, is FINE.) It might seem like you have plenty of time left, but trust us, it will fly by. And the last thing you want is to be old, alone, with zero dependents to financially support you, and no savings cushion because you didn’t select the right mix of high-risk tech stocks and high-return mutual funds. We’ve seen this happen again and again and IT IS TRAGIC.
Why didn’t you have any dependents when you had the chance?!
Look, all we’re asking is for your trust and your money. But really mostly your money.
As a gift for your special day, we’re offering 10% off our tax planning services if you act by the end of the month. (Fixed fees still apply.)
Again, from all of us at Winstead & Winstead Financial, have a happy birthday!
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