Devastate Your Debt with…
Carpet Bombing.
“Carpet bombing, also known as saturation bombing [and obliteration bombing], is a large area bombardment done in a progressive manner to inflict damage in every part of a selected area of land. The phrase evokes the image of explosions completely covering an area, in the same way that a carpet covers a floor. Carpet bombing is usually achieved by dropping many unguided bombs.”
— Wikipedia
Ok, so far I have been playing the part of Mr. Good Boy. Yes, that’s me, Mr. Nice Guy. Everyone gets a popsicle when this post is over. Let’s all feel good and hold hands — and why not sing a couple of verses of Kumbaya while we are at it. Sunshine and roses, that is my name and that is my game…
Let’s Get Serious
No longer. Now we get serious.
Destroying an enemy, at times, calls for unprecedented action. Yes, to rid us of a deadly adversary sometimes we need to get nasty. So let’s get on with the job. Nastiness is now on the menu, and I’ll have a double portion.
A Brutal Method of Warfare
Before we get into the details of the deadly and downright dirty work of waging war against our debt, let me say that carpet bombing is indeed brutal. In fact, according to Wikipedia, “carpet bombing of cities, towns, villages, or other areas containing a concentration of civilians is considered a war crime as of Article 51 of the 1977 Protocol I of the Geneva Conventions.” So, this method I am about to discuss is not for the faint of heart.
Remember, We Are Taking DEFENSIVE Action
By the way, what I am discussing here is a defensive action, and not an offensive one. We are defending our liberty and freedom. With less debt, we can do more. Less debt means we can go on more vacations, buy more baseball gloves, and engage in more peaceful activities such as eating larger and more fully topped pizzas. All of these things, I am sure, are on the minds of most of my readers.
We See This In Nature
Actually, when you think about this more deeply, you will see that it is a very common occurrence to see fierce defensive actions in nature. Think about the mother bear. If you are crazy enough, or dumb enough, to approach a mother bear when her cub is around, you will get a very thorough lesson on how nature uses rough and perhaps even brutal tactics to provide protection of a precious asset. Mother bear is going to kick your butt if you mess with her cub. Period — end of the story.
As such, I am suggesting that you use fierce defensive action when you protect your freedom, and your precious asset, your net worth. I ask you to deliver a decisive blow to our common enemy, debt. Also, realize that we are not engaging in warfare against another human being or a person. We are waging war on our debt.
Great For Credit Card Debt
What I am proposing here is a method that I have used in the past, and that I am currently using right now, to remove a fairly large chunk of credit card debt that I have racked up over the past few weeks. Some of my larger bills came due, an annual insurance premium specifically, and I also made some other fairly large purchases lately. I am using carpet bombing to remove these debts.
Also Known as Obliteration Bombing
Carpet bombing is also known as obliteration bombing. That is exactly what I want to do to my debts — obliterate them. Again, from Wikipedia…
The term obliteration bombing is sometimes used to describe especially intensified bombing with the intention of destroying a city or a large part of the city. The term area bombing refers to indiscriminate bombing of an area and also encompasses cases of carpet bombing, including obliteration bombing. It was used in that sense especially during World War II.
— Widipedia
Carpet, or obliteration, bombing is usually done by throwing all you have at your enemy, but over a fairly long period of time. Military carpet bombing raids, in the past, were carried out over several days, weeks, and in some cases even months. The idea here is to inflict significant damage to your enemy, debt, over a longer period of time.
Of course, don’t try to do too much at once to deplete your resources. Instead, opt for a significant, but sustained, attack over a longer period of time.
My Personal Example
Using myself as an example, I have significant credit card debt that I want to eliminate before the end of the month to avoid interest charges. So I will “bomb” the debt with smaller payments, but over an extended length of time. In my case, I will keep this up for a couple of weeks.
This morning I “bombed” my card with $25. Later this afternoon I dropped another $26 payment on my card. This evening I will drop another $200 “bomb” to reduce my debt even further.
Though the last week or so I have been doing this every day. I continue to hit my enemy, my credit card debt, with payment after payment. I will continue with this until the debt is obliterated.
Why Not One Large Payment?
You might ask, why don’t you do a super large payment once and just forget about it?
Well, I suppose I could. But I am moving money around from various accounts as a general would move his troops from one location to another. Sometimes navel commanders will move a battleship or aircraft carrier into position to neutralize an enemy. I am doing something quite similar with my monetary assets.
Another reason why I use a sustained attack as opposed to one massive death blow is that I can feel that I am not exhausting my resources all at once. For me, the financial game is ninety percent mental. I would rather make ten small payments of $100 rather than use one large payment of $1000 as it conserves my mental strength. I hate to see all of my hard-earned cash disappear overnight. I find this slower method mentally more restful.
The Real Reason — FUN!
But the real reason why I do this is that I think it is way more fun! Yes, I have FUN dealing with my credit card debt! Why not turn it into a game? To remove debt by cutting it down slowly seems far more satisfying to me. It is kind of like chopping down a tree with an ax as opposed to using a chain saw. Yes, the ax is slower. But the final blow that brings the tree down is far more rewarding to me when I have spent some time working to achieve the final outcome.
Try It — and let me know…
So try it. Carpet bomb your debt. Don’t give up on it until it is gone, gone, gone. It might take a few days, or a week, or maybe even a few months. But do it, get it done.
Get nasty.
If you give this method a try let me know how it worked out for you. I love obliterating my debts this way. I hope you get a real charge out of this method (pun intended).
All the best, Max






