Bad Decisions Can Come Back and Bite You
But you need to get over it
When my dad died, I followed the instructions he had given me. My dad and my uncle, and I lived in a three-bedroom house with two mortgages.
My dad had retired with three pensions. My uncle was on Social Security, and I was working as a security guard. Dad knew that I couldn’t afford the house. His instructions were for me to sell it and find a less expensive place to live.
I followed dad’s Instructions
I had to go through the post-death bullshit with my family. I had my dad’s will probated. He left everything to me. I sold the house and my Uncle Richard and I moved into the trailer park.
I had money put away in a CD. My uncle and I split the bills, and I relied on his counsel when it came to our finances. Everything was humming along, then I had a stroke.
One thing after another
Uncle Richard’s health declined. He passed away while I was still recovering from the stroke.
I was behind on my bills. I had lost my job due to the stroke, and it took time to find another one and get the hours I needed. I had taken out a secured loan a few years earlier to pay off credit card debt.
Banks are not your friends
The bank was taking my money to make the loan payments. I broke the CD to pay off the loan. Later, when I got behind on my rent, I had no backup funds to compensate for the loss.
My younger brother sent me the money to pay the lot rent, but the bank took the money, I still owed late fees and other stuff. Landlords never will work with you.
Everything I tried to do to stay in my home failed. I was lying on my sofa watching tv when the process server arrived.
I forgave myself, but it’s been hard
I should not have broken the CD when I did, and I should have died before taking money from my brother. Those bad decisions have weighed on me for years, and I suppose they always will.
Final Thoughts:
We are fallible human beings, and we all make mistakes, but we need to get past them and move on.