Personal finance | Refer-a-friend
5 Small Things to Help You Grow Your Net Worth From the Ground up
A crash course on keeping money and abundance flowing into your life
1. Grow Some Money 💰🪴💰
When I think of money, I think of what it means to grow something. To put something in the soil and see branches in the air. To build something from the ground up and see results. And even sometimes from the inside out. Everything grows when you grow.
Money grows when you grow.
When there’s growth there’s security. When there’s money when the car breaks down, we feel secure. We feel secure when we have money, but not everybody has an emergency fund.
An emergency fund is something to count on.
Experts recommend you have three months’ worth of expenses put away somewhere in a bucket. Somewhere that is easily accessible. Let's be honest, how many people actually have that much saved up in a pandemic? A pandemic where people are living paycheck to paycheck, others staying home, thriving on unemployment benefits, and some struggling to pay off debt to build their net worth? How do you even think about saving?
Saving isn’t easy and if it was, we’d all have a million dollars. But things can grow. You can grow. Money can grow. A million starts at zero. It’s okay if you’re at the starting point. It’s okay if you’re starting from zero. Growth takes time. A dollar a day grows a fortune.
The journey to having a handsome emergency fund begins with a single quarter. Here are some ways to grow money from the ground up:
🐷💰 Piggy Bank
Piggy banks are a fun way to grow and create change in your finances. It’s change. Why not collect it? Don’t estimate the little things such as piggy banks and dimes. Every little dime adds up to a million. Piggy banks is change when you need to get back on your feet. Your piggy bank grows off of your energy. It grows off of your discipline and your strong desire to succeed.
If you can save a dollar, you can save a million.
Personally, piggy bank prepares me for online saving. It makes saving a habit. It's also about appreciating what you have now. It isn’t about how much is in there, it’s about keeping the energy flowing. It’s about filling my cup and paying myself first. When there’s nothing online, you can count on your piggy bank to get you through.
💰🎯 Check the Digits
The Digit app is my online piggy bank. Everything is online these days. Life is happening on the internet. People are creating wealth, saving, and investing money all on the internet.
That’s how they’re growing their money. It’s happening right from your smartphone. There are apps to help you grow your money when you’re too busy.
When I make purchases with my debit card, Digit rounds my purchases, moves, and saves the money for me. It analyzes my spending habit and moves money I won’t know is gone. It makes little moves at a time to help you save. It’s incredible. And it gets better.
Your cash earns a 0.10% annual saving bonus! It’s just like putting money after spending cash in my piggy bank.
Don't be intimidated starting from zero. To count, you must start from zero.
The money you save can be withdrawn anytime because it's your money. I withdrew my money when I crushed my previous goal. I titled that goal “Home for Christmas 2020.” I went home. While I couldn’t travel during the holidays because of the… wait for it, pandemic, I’ve been able to travel home since then and spend quality time in Ghana with my family. Digit works!
If I saved money before, I can save it again. I have new travel goals. I just created a “Costa Rica 2022” goal as seen above. I’m not here to say I’ve saved millions. I’m here to say I’m going to save millions. It's the money mindset that moves you. Digit helps you create a goal for yourself, sit back and watch it grow.
Don’t underestimate the little steps and the little moves. The sudden moves make you aware and when you’re aware, you can attract whatever you desire.
What do you think you can attract? A vacation? Set the goal and crush it. And then tell your friends how to do it and watch them crush their goals and repeat.
Digit: Here’s $5 to start saving today. Remember to sign up through the link.
2. Have an Abundance Mindset 🍀💰🧘♀️
How abundant do you feel? When you’re building wealth with friends in the online world, the sky is the limit. When you have two of your good friends collecting change and making smart money moves, you’ll see that energy flows.
Money vibrates at a certain frequency. Be on that frequency. Keep the energy flowing and circulating back to you. To get it, you have to be able to feel it. You must be excited for what’s coming to you. How excited does it make you feel? How exciting is it to know that energy is transferable and you can transfer and move money around to keep your piggy banks full at all times?
Very exciting.
What are your money beliefs? Can you resonate with the frequency of money? Do you think money is the root of all evil or you think money gives you the freedom to live life on your own terms? Do you think money is hard to come by or it flows easily? Do you enjoy learning and teaching about money? Are you helpful when others are in need? Do you know how to save and hold on to money? Your mindset and beliefs can propel you to reach your money goals.
YouTube: Attract an abundance of money (binaural beats.) Just think good thoughts about money while listening and watch it become things.
3. Share With Friends 💸👫
Sharing with friends helps you and them grow. It’s indeed caring. Share your wins and refer others to win too. Help friends get back on track with their finances. When you see results, show friends what worked and what didn't.
Friends get better with friends.
Friends save and win together. Share the things you learned something from. Share your water reminder app so friends drink their water every day.
Here are ways to win and share your wins with your friends:
⛽️💰 GetUpside
You have this app, right? I’m sure you do and if you don’t, GetUpside is an app that saves you money whenever you buy gas. You buy gas through the app, scan the receipt and it gives you cashback. It’s simple and fun watching your cashback grow. That’s not even the best part.
When I started getting cashback, I told my best friends about it and they downloaded the app. They started getting cashback, and I got cashback for referring them. Then they referred their friends, and they got cashback for referring their friends.
This is a perfect example of how helping others helps you. The energy keeps flowing and circulating when you refer friends.
GetUpside: Here’s a $7.77 bonus to start saving on gas. Just enter your number to get the app.
🍀💰 Chime
Today’s world is online, and it’s a great idea to have a dope online bank that has your back. I’m thankful to my friend who recommended Chime to me. It’s a game-changer!
I love Chime because it brings me my money sooner and when you’re growing your money, that’s what you want to see.
I get my deposits up to two days sooner than other banks. This is awesome when you need your money to feed your family, right? Or pay that debt that keeps collecting interest every day. You not only get your money sooner.
When you ran out, Chimes can spot you some money. 😳Yeah! The “spot me” feature borrows you money to be paid back at your next deposit. I love this because this means no more asking friends for money. Yay!
It allows me to use my card when I have a zero balance and it takes it at my next deposit. It’s magical. I also love that it can round up my purchases and move the change into my savings account. I totally recommend Chime if you're searching for a great online bank.
Chime: Get $75 when you set up your direct deposit. Sign up through the link to get your bonus.
💳💰 Cash Rewards
Credit cards? I know. The ultimate trap. Your credit card company already got you trapped in credit card debt. If you are like me when I started getting my finances in order, I had maxed out all my cards, but I never used the money recklessly. I needed it to survive. But then I thought about it.
Most credit cards offer you rewards for spending, so if you are going to use your credit card anyway, why not get cashback for the money you spend?
It’s your money. This is a great way to start collecting money for your piggy bank. I allow my rewards to grow and then I move it around.
Chase Freedom: Get a $200 bonus in your first 3 months when you get your new freedom credit card.
Fetch Rewards 💰💸
Fetch is an app that gives you points and rewards for scanning your receipts after grocery shopping. That’s it. How many groceries have you bought since you’ve been stuck at home?
You could get free Target or Amazon gift cards by simply scanning your grocery receipt. Shop anywhere and get gift cards to keep shopping anywhere.
Fetch: Get 2000 points when you snap your first receipt. Follow the instructions in the link.
4. Trade Useless for Energy 💰💰
You could probably make so much money from selling items in your home that you no longer use.
It's bittersweet, but it's more on the sweeter side. Things you no longer need equal money.
Things that remind you of painful memories equal money. Clutter equals money. Boring clothes and shoes equal money. Your old cellphone? Money. The things you have that are collecting dust in the basement? Money. The old purse? Money. Your ex-boyfriend’s gift you’re tempted to burn? Money. Things that don’t serve you. Money. Things that don't bring happiness? There are many places to sell online. Start on Facebook’s marketplace or OfferUp.
5. Keep Energy Flowing 💫💰
Money is energy, and energy just wants to flow and circulate. Money is freedom, and it wants the freedom to go and come as it pleases.
To keep energy flowing, sign up using some links in this article. Share this article in the groups you belong in. Keep it going by also referring your friends.
Give money. Give change. Let people keep the change. Give a quarter to the person who needs it. Pay for the person behind you buying breakfast in the drive-through. Buy someone a bottle of water.
You’re abundant when you show people ways to be abundant too, which brings you more abundance. Keep your mind open and the energy flowing.
Key Takeaways 💰🍀💰
Abundance is everywhere. It’s about our perception and our relationship with money.
Money is constantly being exchanged around you, and you’re only a few feet away from the freedom and security you crave.
You just have to believe you’re worth the money that allows you to live life on your own terms.
Count from zero and you’ll get to a million. Be positive and open-minded. Be willing to try new things and learn new things all while using discernment and your intuition assisting.
Keep your eyes and the third wide open and you'll see the rewards and the results. Step by step.
When you stand at the bottom of the stairs and you keep going up, you’ll get to the top.
To make sure you've downloaded all the apps we talked about here, here’s a summary:
- Grow money by putting money in your piggy bank until it's full. In the online world, the Digit app helps you save effortlessly and crush the goals you set. >>> Get Digit.
- Grow with friends. Get better at money with friends. Share your wins with friends and let them win too. Refer friends to use the GetUpside app to collect cash back on gas, Chime to bank online and get their money sooner, chase cash rewards credit card to earn them money whenever to use their card, and Fetch to get points and rewards for scanning receipts from grocery shopping. >>> GetUpside | Chime | Chase Cash Rewards | Fetch.
- Have an abundance mindset. Without the right money mindset, the flow of money is blocked. Money vibrates at a certain frequency, find that frequency and vibrate in it. Keep energy flowing and circulating back to you. Listen to binaural beats as you meditate to stay in the right frequency.
- Sell things you no longer need online. Sell things that weigh and slow you down. Let go of clutter and allow energy to come in. Make space for the things that are on the way.
- Money is energy, and energy wants to flow. Keep your mind open and the money circulating. Sign up using the links to keep the energy flowing. Follow the links to find the codes. Get it? 😉
If you downloaded and signed up for these offers following the links, you would grow and increase your net worth by $287.77 💰 What are you going to do? Invest in stocks? Invest in Crypto? Start here. PayPal: Get $10 when you buy your first $5 of crypto.
*Let me know in the comments what you're signing up for so I know what excites you 😄
This article only contains referral links.Let’s co-create 🍀| Join my email list for exclusive insights 🔭 💧Buy Kimberly a bottle of water.
