8 lifestyle habits that will make you richer and richer

I had a conversation about happiness with a friend before , and the topic was limited to : Is it happier to have a caring family, or to live a rich life?

She leans toward the former, and I lean toward the latter.

Although living in a warm family is indeed a big factor in happiness, as long as you have no ability and money, you will understand that without money, those warmth will slowly disappear .

When you have money, the thoughtfulness of your family is the icing on the cake; when you have no money, no matter what you do, you need to think about it first. You can only consider others before you consider yourself.

In this money-oriented society, when you have money, you will find that you can be the protagonist of your life and have the final say on what you want to do.

8 lifestyle habits that will make you richer and richer . It is recommended to collect them and make your life what you want.

01 10% of the deposit is used for investment

Buffett said: “How much wealth you can accumulate in your lifetime does not depend on how much money you can make, but on how you invest and manage your finances . ”

Don’t live in a tired money-making model, learn to use money to work for yourself, and you will slowly become rich.

I only had a little bit of investment awareness when I saved more than 100,000. I first had a certain basic deposit before I could have money to work for myself.

If you don’t have a basic deposit, then work hard first, let yourself have some money, and then take 10% of it and learn to invest.

02 Maintain a healthy life and avoid getting sick less

After the epidemic, I gradually discovered that the so-called colds now come to my door every once in a while.

When I looked through my cell phone records, I saw hundreds of dollars spent off and on on medical expenses every month.

Regarding health, the money spent on medical treatment makes me spend money and wear down my body at the same time. Spending money on medicine is the most unworthy money in the world.

Pay attention to your physical health every day, improve your immunity, and avoid getting sick less often. Money that we might not spend will flow into our savings accounts.

03 Every small amount of money spent needs to be carefully weighed.

Don’t underestimate the cost of a breakfast . It’s seven or eight yuan a day. It costs at least 2,500 yuan a year, day after day .

Don’t underestimate the three or five yuan in life. If you see good-looking accessories, buy them. If you see street snacks, buy them. In a year, this kind of inconspicuous money will snowball into a big fortune. overhead .

But as long as I think more about the small money I spend every day, I gradually find that my monthly expenses are significantly reduced.

Life passes slowly, and money flows through the gaps. Carefully weigh every small amount of money you spend, and set a level for yourself so that you can spend less and save more.

04 Just dress appropriately and decently

I used to like to buy good-looking clothes and then spend a lot of money on them.

As time passes, I gradually discovered that what makes a person shine is not just clothes, but also inner cultivation and temperament practiced day after day.

As I reach middle age, I feel more and more that I no longer have any special desire for good-looking clothes. As long as I dress appropriately and decently, I feel that I look the best.

This is also true. Have you ever discovered that the only clothes you wear on a daily basis are only those few sets of clothes? Many clothes that once seemed special are rarely worn.

Wearing clothes that are generous and decent is the best way a person can look. Spending less money on nice-looking clothes will save you a lot of money.

05 The closer you can find a job, the better. It is best not to rent an apartment.

For me now, when I work at home, I don’t have to spend money to go out to take the bus or subway, nor do I need to spend money to rent a house.

Working from home saves me a lot of money.

Think about it for many years after graduation, most of the money spent on monthly salary was spent on renting a house and three meals a day.

As a working family, the closer you can find a job, the better. When you don’t need to rent a house or spend money on three meals a day, you will find that the money saved is a lot of money.

06 Let side jobs add wages

For most office workers, daily living expenses are not small, and most people’s wages are only enough to cover their living expenses.

I especially agree with this sentence on the Internet: “ What really determines the height of your life is actually the 8 hours outside of work.”

What can really make us richer and richer is the time after working for 8 hours. If the side job adds salary, you will find that saving money will be much easier.

07 Go out less

In the past, when I went shopping with my friends, in their eyes, if I didn’t buy something when I came back, I would feel sorry for myself.

It’s hard to do it without spending money just by going out for a walk. But some of the money spent has no impact on life at all. In fact, it is not necessary to spend it at all.

By going out less and exposing yourself to less tempting things, you can avoid spending unnecessary money.

08 Continuously improve your abilities in all aspects

Those who continue to improve their work ability will have higher wages, and those who continue to improve their amateur skills will eventually receive a surprising extra income.

Money will always flow to those who have the ability. In this era, gold will shine.

Continuously improve your abilities in all aspects and make yourself shine, and you will find that money will slowly flow to you.

Original source：8 lifestyle habits that will make you richer and richer