20 Encouraging Quotes for Your Money Journey
Stay encouraged in your money journey with these 20 inspiring quotes that can set you up for success
Our money journey is complex. Often times, it causes pain rather than joy.
It’s a shameful topic we don’t feel comfortable discussing.
It’s a leading cause of many marital breakdowns.
It impacts our mental and emotional health in many ways.
It can be painful.
So, how can we overcome all the money concerns we have in life?
Is it by having more money?
NO.
It is by intentionally living a life that empowers you to have total control over money.
It requires much more than money.
It requires knowing when you have ENOUGH!
It requires knowing what FULFILLS YOU!
Here are a few encouraging quotes to get you thinking about how you can start altering your money journey.
These quotes are broken into these 5 stages of your money journey:
- Build a better money mindset
- Plan your money journey
- Spend less
- Earn more
- Invest better
1. Build a better money mindset
Without a strong money mindset, you will continue to make mistakes.
Recognize that having more money is not the answer. The answer is knowing when you have enough.
Remember that 80% of our money problems come from bad money habits. Learn the few habits (20%) that will solve 80% of your money problems.
Be courageous and admit your current money problems by putting shame and blame to death.
Quote # 1
“If you live for having it all, what you have is never enough.” — Vicki Robin
Quote # 2
“80% of the results come from 20% of the causes. A few things are important; most are not.” — Richard Koch
Quote # 3
“It is easier to tell our therapist about our sex life than it is to tell our accountant about our finances.” — Vicki Robin
Quote # 4
“He who knows he has enough is rich.” — Vicki Robin
2. Plan your money journey
We must plan by recognizing where we currently stand and where we want to go.
Where we want to go must be supported by a strong “why”.
Once we know where we are and where we want to go, we can quantify the gap.
We then plan to close the gap by intentionally taking steps each day to shorten the gap.
Quote # 5
“If you don’t know where you are going, you’ll end up someplace else.” — Yogi Berra
Quote # 6
“If you fail to plan, you are planning to fail.” — Benjamin Franklin
Quote # 7
“Wealth is not his that has it, but his that enjoys it.” — Benjamin Franklin
3. Spend less
It is fundamental to spend less than we make. To do this, we must understand our financial gap and focus on increasing it.
Spending less requires us to understand that taxes are a big component of our expenses. Therefore, we must learn more about taxes and figure out ways we can minimize taxes.
Quote # 8
“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.” — Dave Ramsey
Quote # 9
“Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like.” — Will Rogers
Quote # 10
“Some taxpayers close their eyes, some stop their ears, some shut their mouths, but all pay through the nose.” — Evan Esar
Quote # 11
“You don’t pay taxes — they take taxes.” — Chris Rock
4. Earn more
To earn more you need knowledge. To get the knowledge you need to invest in yourself.
Remember, people will pay you if you can get them the results they are seeking. They will pay you as much as you want if you can transform their lives.
So, focus on your personal development by learning, reading, and modeling what works.
Quote # 12
“You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. You’re on your own. And you know what you know. And YOU are the one who’ll decide where to go.” — Dr. Seuss
Quote # 13
“I can not do everything, but I can do something. I must not fail to do the something that I can do.” — Helen Keller
Quote # 14
“An investment in knowledge pays the best interest.” — Benjamin Franklin
Quote # 15
“Most people work just hard enough not to get fired and get paid just enough money not to quit.” — George Carlin
Quote # 16
“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” — Zig Ziglar
5. Invest better
If you spend less and make more money, you will have plenty to invest.
If you know how to invest, you will never be broke. And ultimately, you will have total control over money.
Quote # 17
“Investing is not nearly as difficult as it looks. Successful investing involves doing a few things right and avoiding serious mistakes.” — John Bogle
Quote # 18
“Don’t let the fear of losing be greater than the excitement of winning.” — Robert Kiyosaki
Quote # 19
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” — Albert Einstein
Quote # 20
“People create wealth by owning assets that appreciate or create/earn other assets.” — Mark Cuban
Final Thoughts
You will win the money game if you develop the right money mindsets, and plan your journey to align with what matters to you.
As you learn to spend less, earn more, and invest wisely, you will naturally possess money.
Once you possess money, you have control. With control comes FREEDOM and the end of all money worries.
Stay encouraged in the journey.
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