13 Most Shocking Celebrities In History Who Insured Their Body Parts
Charlie Chaplin insured his dancing feet for $150,000 in 1915.

Celebrity life is not all that glam — they have to do some ridiculous things to relish their lavish lifestyles.
There is an insurance concept in Hollywood where one opts to insure any of the body parts to stand out from the crowd.
Interestingly, many celebrities approach this route — from football players to hair models, from singers to actresses.
Celebrities treat these things as their assets. The stars avail the concept, but even commoners can get their body parts insured. Now what’s interesting is that this concept is not that new, as the practice dates back to 1915.
Celebrities identify one of the distinguishing qualities they are proud of — be it their smile or defined eyebrows. But, they mainly insure those body parts which have a direct correlation in helping them make money.
For instance, people making a living with their hands would want some insurance that if they lose their fingers in the fire, they would still be able to pay their rent — precisely, what celebrities mentioned below have done.
Let’s find out which celebrities insured which body part:
1. Miley Cyrus

Miley Cyrus took a pretty bizarre approach. Instead of insuring her vocals, she actually insured her tongue. The star spent a million dollars taking care of her tongue in case of an accident.
Several sources comment that Cyrus is well aware of how her tongue gets her more in headlines — thus, insurance of the tongue is part of the trademarked image.
2. Julia Roberts

The first thing you notice about one of the highest-paying actresses is her smile — it’s simply iconic. Roberts very well realizes this thus got her teeth insured for $30 million.
3. Tom Jones

The Welsh-born singer indeed went for something bizarre. According to his manager, he was working too hard for the recording studio; thus, to keep his sexiness intact, he insured the mane of hair on his chest.
The guy paid a princely sum of $7 million for his chest hair. The business insurance writes:
Even at the grand old age of 67, the ladies love his hip-thrusting moves and catching a sneaky peak of his famously rugged chest hair.
4. Charlie Chaplin

Chaplin knew the value of his dancing feet quite well, making him insure them for $150,000 in 1915.
It was a huge amount back in that day, but Chaplin stated it to be like paying just peanuts for the loss of both feet.
5. Oliver Lewis

The world knows Oliver Lewis as the fastest violinist in the world. Ditching all the risks of losing such a title, Lewis insured his fingers at Hencilla Canworth for $100,00.
He even told his fans that he takes his insurance purchase quite seriously. He stated:
I won’t go chopping up coconuts with a machete. It’s common sense, really. My fingers are the tools of my trade and I’d be lost without them.
Just like Oliver Lewis, the hands of Keith Richards are his business. So the latter got them insured for $1.6 million.
6. Matt Harvey
Even sportspeople take body insurance seriously. In 2015, Mets pitcher Matt Harvey insured his right arm.
What’s the benefit? So, his insurance pays out in case of any loss of earnings due to slippage of performance.
The insurance will also cover him in case his promising career ends early due to this very reason.
7. Nicki Minaj

Fame makes one do some peculiar things like one done by Minaj.
After the “Anaconda,” she didn’t see her butt as just a body part and in 2014 got it insured for a hefty amount — $27 million.
8. Dolly Parton

Dolly Parton is adored by many — be it because of 9 to 5 or for getting a karaoke song “Jolene.”
People have always talked about her breasts, besides showering attention to her music and her platinum-blond hair.
She has several times reminded her fans of them being natural and gotten them insured for $600,000.
Interestingly, Parton is not the only celebrity for such insurance, as many celebrities had done it before and followed later.
9. Taylor Swift
The girl went ahead and insured her legs for $40 million. The holder of several awards attributed much of her success to the energetic performances she delivers — which is not possible without her legs.
Thus, she insured her leg for protecting her career against any threatening accident. One of the sources writes:
It seems like a ludicrous sum, but if something were to happen to her legs, Taylor wouldn’t be able to give her signature stage performances.
Interestingly, the singer did think about the sum later where she admits her legs are worth a million, but $40 million made no sense to her. Swift did feel a little embarrassed about them.
Even Rihanna insured her legs but she was a bit wise, as she spent only a million dollars.
10. Troy Polamalu

Polamalu’s head is worth a great deal! One would expect the feet or hands of a former American football player to be insured, but interestingly his flowing Samoan locks stole the show.
In 2010 head and shoulders, one of the world’s most popular shampoo companies, insured his lock for a million with Lloyd’s of London after they contracted him to appear in a few of their commercials! Polamalu can’t think of shaving his head.
11. Adam Lambert

Lambert got his vocal cords insured for $48 million as, after all, they are his bread and butter. But it seems quite a high price for Lambert.
12. Mariah Carey

Adam Lambert is not the only one getting the vocals insured, as, in 2016, Maria Carey insured her vocal cords for s $35 million.
Apart from guaranteeing her voice, the lady also insured her legs for $17.5 million each. She spent a sum of $70 million on body insurance in total.
13. America Ferrera

The star of Ugly Betty found herself in an unimaginable situation when she became a spokesperson for Crest in 2007. The company actually paid $10 million for ensuring her smile. According to Lloyd’s of London’s website, Ferrera stated:
“It’s very flattering to have my smile insured for $10 million, it’s not something that I ever imagined happening. I’ll try my hardest to take care of it.”
As per the policy, the insurance includes Miss Ferrera’s teeth and gums with the smile.
Some celebrities mentioned above did go overboard with their insurance — but whatever suits their fancy!
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